Accertify, a leading fraud decisioning provider whose Predictive Yes Platform helps merchants say yes to more good customers, more revenue, and more growth, today announced it has achieved HIPAA compliance, expanding the company’s ability to help healthcare organizations and healthcare-adjacent businesses combat payment fraud, account takeover, and other forms of digital healthcare fraud while safeguarding protected health information (PHI).

Healthcare fraud costs the industry tens of billions of dollars annually and increasingly extends beyond traditional claims fraud into digital payments, account access, and ecommerce. At the same time, the Health Savings Account (HSA) market continues to expand rapidly, reaching nearly 42 million accounts holding approximately $174 billion in assets at the end of 2025, according to research from Devenir. As HSA cards become a more common payment method for healthcare purchases, they also present an increasingly attractive target for account takeover, stolen credentials, and payment fraud.

Achieving HIPAA compliance expands Accertify’s ability to help healthcare organizations apply enterprise-grade fraud prevention across digital payment journeys involving protected health information. The company can now support a broader range of healthcare and healthcare-adjacent organizations, including HSA issuers, pharmacies, insurers, and medical supply retailers, while meeting the privacy and security standards required to safeguard sensitive patient data.

“Healthcare organizations are rapidly digitizing the way consumers pay for care, prescriptions, and other qualified expenses,” said Andy Mortland, Vice President of Product and Development at Accertify. “As healthcare payments become more connected and HSA adoption continues to grow, fraudsters are following the money. Organizations need fraud prevention that protects consumers without creating friction at the moments that matter most.”

For healthcare payment organizations, that balance between fraud prevention, privacy, and customer experience is becoming increasingly critical.

As healthcare organizations, pharmacies, and healthcare retailers continue expanding digital payment options, Accertify’s Predictive Yes Platform helps them confidently approve legitimate healthcare purchases while detecting fraud across the customer journey, enabling organizations to protect consumers, preserve trust, and grow revenue without introducing unnecessary friction.

About Accertify

Accertify enables commerce by doing one thing extraordinarily well: pinpointing fraud. The company’s Predictive Yes Platform helps businesses say yes to more – more good customers, more revenue, and more growth – without getting burned. It’s a precise, confident, data-backed yes, made possible by joining signals across the entire customer lifecycle through unmatched data volume, layered AI-powered models, and a consortium approach that protects clients from bad actors spotted anywhere in the network while unlocking business with good actors verified anywhere in the network. With more than 10 billion transactions and over $1 trillion in commerce processed in 2025 alone, Accertify delivers the intelligence and precision that fraud and payments teams need to say yes confidently and enable growth. That’s the More Yes difference. Learn more at accertify.com.

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